Behind on your mortgage? You still have options.
Whether you want to keep your home, sell it, or settle a property you inherited, Home Help walks you through what can be done, with a legal team and trusted agencies behind us. Calm, one-on-one, and free to find out.
- No cost for the consultation
- In person, by phone or video
- One-on-one with your consultant
Which of these sounds like you?
Three situations cover most of the people who call us. Pick the closest one; the page explains what can be done and what happens when you reach out.
I want to keep my home
Behind on payments, served with a Lis Pendens, or facing a sale date. There are ways to buy time and stop the process.
See your options
I am ready to sell
Owe more than it is worth, or have equity to protect. Either way the house can be sold, in foreclosure or not.
See your options
I inherited a property
Letters of Administration, probate and what to do with a home that came to you.
See your optionsWhat happens when you contact us
- 01
Reach out
Call, send the form, or ask for a video chat. The consultation is free.
- 02
We look at the whole picture
A member of the Home Help team goes over your situation one-on-one and brings in the legal team and agencies we work with.
- 03
You choose the path
Keep the home, sell it, or settle an inherited property. You decide; we handle the steps with you.
Can't meet in person? That's fine.
A busy schedule, personal preference, or being out of the area: none of it gets in the way. Our team is available by phone and by video chat, and we work with you virtually every step of the way.
One consultant, the whole team behind them.
Feeling comfortable and confident with your consultant matters. When you work with one of our professionals, you have the support of the entire Home Help team: personalized care, one-on-one help whenever you need it, and the time and attention your situation deserves.
The people we bring to the table
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Real estate -
Credit services -
Legal
Questions people ask first
Every answer here is what we tell people on the first call. If yours is not listed, ask us.
Is the first consultation free?
Yes. The consultation is free, and it can happen in person, by phone or by video chat.
Can I sell my home if it is already in foreclosure?
Yes. Home Help helps homeowners sell regardless of how much is owed, how far behind the payments are, or the condition of the house.
What if I owe more than the home is worth?
A short sale may be the answer: the lender agrees to accept less than the full balance so the home can be sold. It satisfies the foreclosure with no deficiency judgment, and you can apply for another mortgage after 24 months.
What if I have equity?
A traditional sale lets you sell at market value, pay off the mortgage and keep the equity, without the lender's approval. We set you up with an agency that also understands the foreclosure process.
I have an auction date. Is it too late?
There are different ways to stop or delay a sale date, but they work better with time. Contact us as soon as you receive the notice.
The house has tenants, or someone is squatting, or it needs work. Does that matter?
No. We set up a relocation plan with tenants, work out the first legal step for a squatter, and there is plenty of interest in properties that need work.
I inherited a home. Can you help?
Yes. We help with Letters of Administration, Letters Testamentary and the probate process, and with the home itself if it is behind on payments.
Tell us where things stand
A member of the Home Help team gets back to you. The consultation is free.