Plan to sell

Owe more than the home is worth? A short sale lets you walk away free and clear.

Through one of the agencies we trust, you can apply for a short sale, sell the home and move on. Foreclosure takes an emotional and physical toll, and we do everything in our power to carry you through it gracefully.

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How a short sale works

Your lender agrees to accept less than the full mortgage balance so that the property can be sold. Home Help and the agency handling the sale prepare the application, work with the lender and keep you protected until the closing.

Two people shaking hands
Short sale or traditional sale, handled by an agency that also understands foreclosure.
What you get

Benefits of a short sale

Extended time

You are protected during the short-sale process, which gives you more time to get your affairs in order.

Potential relocation funds

Many banks run programs that help with relocation funds. We make sure you are comfortable.

The foreclosure is satisfied

No deficiency judgment against you and no more money owed, so you can start repairing your credit.

A fresh start

Once the short sale is done, you are eligible to apply for another mortgage after 24 months.

Next step

Send us the basics and we will tell you whether a short sale fits.

The consultation is free, and it can happen in person, by phone or by video.

Send a message

A member of the team gets back to you.

Or call (631) 429-HELP

The first conversation is free.

In person, by phone or by video. You tell us where things stand; we tell you what can be done.

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